Firstly, it is differently and secondly as one thinks, knew already Wilhelm Busch. The basic requirements for the personalisation of the future differ in most people hardly: the savings in life to become later as undiminished available and sufficient reserves should be available to maintain the standard of living than retirees. Lurk many pitfalls and hurdles on the way to this goal. It is therefore important, in time to make a careful inventory of the assets and income, as well as to clearly define the needs for the age. In the check by most retirees, many issues dropped pensions that they previously had about financing the studies of their children or the credit rates for the condo. Added on the other side issues: for example, for a hobby, the more time there is. It is usually assumed that less money is needed as in working life at the age.
For our check we assume that 80 per cent of the last Nettogehaltes available are to. We call the distance between this need and the expected pension payments at the age pension gap. Where are the pension payments from private supply contracts with high caution to calculate. We recommend only the guaranteed values to evaluate in private or occupational pension schemes. We assess capital inflows with 3 per cent before Steuern.Wir assumed by an annual inflation of 2.5 percent.The statutory pensions rise each year to 0.5 percent. The pension increase from 2001 to 2010 according to the German pension insurance the average was 0.9 per cent. Thus it becomes clear what is missing in the age or whether you save not already too much that needs first captured the current income situation. The existing supply building blocks from statutory and occupational pension schemes, private pension contracts, existing real estate, expected income and inheritances flow in the calculation with a.We examine the individual entering this relevant figures for your retirement Pension building blocks on costs and profitability.
